Find the Right Loan for Your Needs
No two borrowers are the same—and your mortgage shouldn’t be either.
I don’t push one-size-fits-all loans. I build options around your situation, your income, and your goals—then match you with the right program. Whether you’re buying your first home or refinancing, we’ll structure it the right way from the start.
Conventional Loans
A popular choice for buyers with good credit, these loans aren’t government-backed and offer flexible terms with as little as 3% down.
FHA Loans
Insured by the Federal Housing Administration, FHA loans offer low 3.5% down payments and relaxed credit requirements—ideal for first-time or lower-credit borrowers.
VA Loans
Available to eligible veterans and service members, VA loans offer zero down payment, no PMI, and competitive rates backed by the Department of Veterans Affairs.
USDA Loans
Designed for rural and suburban buyers, USDA loans offer 100% financing and low rates, with income and location eligibility requirements.
Jumbo Loans
Used for high-value homes exceeding conventional loan limits, jumbo loans require stronger credit and income but offer flexible options for luxury buyers.
Refinance Loans
Refinancing lets you replace your current mortgage with a new one—lowering your rate, changing the term, or tapping into home equity.
Non-QM: Self-Employed
Alternate income documentation loan using bank statements, profit & loss statements, or 1099s to calculate income. Great for business owners that don't claim much net profit on their taxes.
Non-QM: DSCR
For investors only, a loan that compares the rental income from the property compared to the total mortgage payment as the basis for qualifying. Referred to as Debt Service Coverage Ratio. No debt-to-income ratio or employment verification required.
Non-QM: Asset Depletion
Alternative income documentation loan that uses qualifying assets as the basis for income qualification.
HELOCs
Tap into your home's equity with a Home Equity Line of Credit. Essentially a credit card backed by your home's equity at significantly lower interest rates.
Down Payment Assistance (DPA)
Down payment assistance programs help eligible homebuyers cover down payment and closing costs through grants, forgivable loans, deferred-payment loans, or secondary financing. Many programs can be paired with conventional, FHA, VA, or USDA loans and may be available to both first-time and repeat buyers.
New Construction/
Renovation
Whether you're building a home from the ground-up or renovating your kitchen or bathroom, we provide a full suite of construction loan products that allow you to use the completed value of the home to finance your project.
Edge Home Finance, LLC
5860 Baker Rd
Minnetonka, MN 55345
Company NMLS ID #891464
© Copyright Edge Home Finance | Crews Home Loans | 2026. All rights reserved.
Dylan Crews, Mortgage Loan Originator | NMLS ID #1987505
Edge Home Finance, LLC, Licensed Mortgage Broker | Company NMLS ID #891464
Licensed to originate residential mortgage loans in Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, North Carolina, and Tennessee.
For licensing information, visit NMLS Consumer Access.
This is not a commitment to lend. All loans are subject to application, underwriting, credit approval, program requirements, and property eligibility. Rates and terms are subject to change without notice.
Crews Home Loans is a marketing name used by Dylan Crews. Mortgage brokerage services are provided by Edge Home Finance, LLC. Crews Home Loans is not a separate mortgage lender or mortgage broker.
